The business bank account built for retail
A UK business account for independent retailers. From £0/month.
Business accounts made for retail
Built to support retailers from groceries, to clothing, to homeware and more
Business Go: £0/month
The free account with low cost cash deposits
FSCS protection up to £120,000 on eligible deposits
Apply in minutes and bank in-app or online once approved
UK telephone customer support from real humans
Tools like cashflow tracking, integrated accounting and pots
Pain free VAT with our free Making Tax Digital tool
24/7 account fraud protection
Pay in cash at any of the UK’s 11,500 Post Offices
Sending money: 3 free payments & transfers a month (35p after)
Receiving money: Free & unlimited
Business Extra: £9/month
Up to 0.5% cashback and send 20 free payments & transfers
Everything you get with Business Go, plus:
Up to 0.5% cashback on card spend. Limits apply, see 'Show all fees' for details
Sending money: 20 free payments & transfers a month
In-app messaging support
Business Pro: £19/month
Up to 1% cashback and access to an interest earning savings pot
Everything you get with Business Go, plus:
Up to 1% cashback on card spend. Limits apply, see 'Show all fees' for details
Sending money: 500 free payments and transfers a month
0.75% interest earning savings pot (Limits apply. See 'Show all fees' for details)
Dedicated Pro support team and in-app messaging
Cashflow tools that help your takings stack up
Get a clear view of things like your shop's takings, costs, and seasonal ups and downs.
We've already helped over 650,000 businesses get off the ground
Priceless Business Banking
You ring up Zempler Bank, expecting to navigate the usual automated maze. But blimey, a real person answers! Not only do they help you sort your banking woes, but also have a laugh with you. In an age where chatbots and hold music reign supreme, Zempler Bank's personal touch is like finding a fiver in your old coat pocket. It's this genuine service that keeps me a loyal business banking customer. Cheers to Zempler for keeping it real and making banking a breeze.
Sara
Simple and quick process
Opening an account online was a simple and quick process. The mobile app works well and easy to use and gives you the flexibility to access your account via a desktop as well.
Steve
This is one of the best online banks
This is one of the best online banks. So easy to use the online app and also my PC when I need things to look a little bigger! The fees are very straight forward and it is easy to maintain.
Jane
Security you can bank on
We're fully regulated
We’re a fully regulated British bank so your money is protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 on eligible deposits.
Instant card freeze and unfreeze
If something doesn’t look right or you lose your card, freeze it instantly online or in-app. Found your card? Unfreeze it just as easily.
24/7 fraud protection
Fraudsters don’t work 9 to 5, and neither do we. From the moment you open your account, we’ll apply the latest security tech to keep it safe.
Tools designed for how retail really runs
Our accounts offer a range of features, with availability depending on the account type you choose.
Register your retail company and apply for a business bank account
Register your limited company with Zempler
You'll initially pay the £100 Companies House fee.
Apply for a business account at the same time
Apply for a free Business Go bank account and start taking payments once approved.
We'll give you £100
Load £100 in your new business bank account, and we'll reward you with £100.
Terms and conditions apply.
Are you ready? Let's go
Get going quickly with simple sign up.
Share your business details
Check if you're eligibleTell us a bit about the kind of work you do and where you’re based.
Get going in minutes
Once approved, get your account details straight away. You’ll get your new card in 3 to 5 working days.
Start using your account
Online, in-app, Zempler Bank is ready when you are, day and night. Nice doing business banking with you.
Your questions, answered
We accept applications from limited companies, sole traders, charities, and partnerships. Although we accept applications from most businesses, there are some industries and larger company set-ups we cannot accept. Check if you’re eligible here.
To be accepted for a Zempler business account we will need to verify that your business is registered in the UK.
We don’t currently allow our customers to deposit cash into their account with a cheque. To see all the ways that you can deposit, check our payments page.
Yes. We received our banking licence in 2021. Zempler is a fully regulated British bank, so your money is protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 on eligible deposits.
My question isn’t answered
For all our most frequently asked questions and how to contact our UK based support team.
Check our online Help Centre